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What to Do Immediately After a Car Accident

A step-by-step guide to the first hour after a car accident: safety, documentation, and protecting your claim.

The minutes right after a car accident are chaotic, but a few simple steps can protect both your health and your claim.

1. Check for injuries and move to safety

If you can, move vehicles out of traffic and check on everyone involved. Call 911 if anyone is hurt, even if injuries seem minor — some symptoms show up later.

2. Call the police and get a report

A police report creates an official record of the crash, which insurers and attorneys rely on heavily when sorting out fault.

3. Document everything

Photos of vehicle damage, the road, skid marks, and license plates. Get names and contact information for the other driver and any witnesses.

4. Exchange insurance information

Get the other driver's insurance company and policy number. Avoid discussing fault at the scene — stick to facts.

5. See a doctor, even if you feel fine

Adrenaline can mask injuries. A medical record close to the accident date also strengthens your claim.

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Frequently asked

Should I talk to the other driver's insurance company?
It's usually best to speak with your own insurer first and let an attorney handle communication with the other side, especially if injuries are involved.
What if the police don't come to the scene?
You can often file a report at a police station afterward, or your insurer can help document the crash another way.
General legal information for educational purposes only — not legal advice, and no attorney-client relationship is created. Laws vary by state and change over time; confirm details with a licensed attorney in your state.

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